General Liability Coverage

General Liability insurance covers the church's legal liability resulting from injuries to people or damage to their property.

Church Medical

Liability options available:

• Hired and Non-Owned Auto Liability - Provides excess liability and medical coverage for the church should legal liability arise out of the use of a non-owned or hired auto.
• Directors, Officers and Trustees Liability - Provides coverage for wrongful acts of church directors, officers, trustees, business administrators and ministers.
• Employment Practices Liability - Employment practices liability covers a church in areas relating to employment including discrimination, wrongful termination and sexual harassment.
• Sexual Misconduct Liability - Provides coverage that protects a church from legal liability arising from acts of sexual misconduct by a staff member or volunteer.
• Employee Benefits Liability - Provides coverage on negligent acts, errors or omissions arising out of the administration of employee benefits program.

• Day Care and School Medical - Provides excess payments of medical expenses for accidents resulting from activities scheduled and supervised by your church or on its behalf.
• Interscholastic Athletic Medical - Provides Excess payments of medical expenses for accidents that might result from practicing, instructing, and participating in athletic events.

Additional Products Available

• Business Auto Policy
• Umbrella Policy
• Workers' Compensation Policy
• Dental  
• Vision
• Group Life  
• Short Term Disability
• Long Term Disability
• Long Term Care