(503) 668-2524 Sandy, OR

Craft Brewery Insurance: Protecting Your Brewery in Sandy, OR by CCB Insurance Services

Craft Beer Insurance: Protecting Your Brewery in Sandy, OR



Running a craft brewery is a labor of love, but it also comes with its own set of risks. From equipment breakdowns to liability issues, having the right insurance coverage is crucial. This article will guide you through the essentials of craft beer insurance and how it can safeguard your business.

Why Craft Beer Insurance is Essential

Craft beer insurance is designed to cover the unique risks associated with brewing and selling craft beer. Whether you're a small startup or an established brewery, having comprehensive insurance can protect you from financial losses and legal issues. 503-668-2524

Types of Coverage

There are several types of coverage that are essential for craft breweries:

  • General Liability Insurance: This covers third-party claims for bodily injury, property damage, and advertising injury.
  • Property Insurance: Protects your brewery's physical assets, including buildings, equipment, and inventory.
  • Product Liability Insurance: Covers claims related to the products you produce, such as contaminated beer.
  • Liquor Liability Insurance: Essential for breweries that serve alcohol on-site, covering claims related to alcohol-related incidents.
  • Workers' Compensation: Provides coverage for medical expenses and lost wages for employees injured on the job.

Choosing the Right Policy

Selecting the right insurance policy for your brewery involves assessing your specific risks and needs. It's advisable to work with an insurance agent who specializes in craft breweries to ensure you get the most comprehensive coverage. 503-668-2524

Cost of Craft Beer Insurance

The cost of craft beer insurance can vary widely based on factors such as the size of your brewery, the types of coverage you need, and your location. On average, small breweries can expect to pay between $1,000 and $5,000 annually for comprehensive coverage. 503-668-2524

Real-Life Examples

Consider the case of a small brewery in Sandy, OR that experienced a significant equipment breakdown. Thanks to their comprehensive craft beer insurance policy, they were able to cover the repair costs and resume operations quickly. Another example is a brewery that faced a product liability claim due to a contaminated batch of beer. Their insurance policy covered the legal fees and settlement costs, saving the business from financial ruin. 503-668-2524

Conclusion

Craft beer insurance is an essential investment for any brewery. It provides peace of mind and financial protection against a variety of risks. If you're considering starting a brewery or already own one, make sure you have the right insurance coverage in place. For more information, contact CCB Insurance Services at 503-668-2524 or fill out our online quote request form.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.