(503) 668-2524 Sandy, OR

Inland Marine Insurance in Sandy, OR - CCB Insurance Services

Inland Marine Insurance in Sandy, OR

If your tools, equipment, or materials travel for work, inland marine insurance could be one of the most important policies you’ve never heard of. Designed to protect property in transit or stored offsite, this flexible coverage is a must-have for contractors, service professionals, and anyone whose business doesn’t stay in one place.

At CCB Insurance Services, we help businesses in Sandy, OR safeguard what keeps them moving. Call us at 503-668-2524 and let’s protect your tools, gear, and peace of mind—wherever the job takes you.

 

What Is Inland Marine Insurance?

Despite its name, inland marine insurance has nothing to do with boats or water. Instead, it covers property that is mobile, temporarily offsite, or stored away from your business’s main location. This includes tools in a work van, construction equipment at a job site, or even valuable materials in storage.

If your business moves valuable property around town—or across the country—your standard property insurance likely won’t cover it. Inland marine steps in where other policies leave off.

Need help deciding if this coverage fits your business? Just give CCB Insurance Services a call at 503-668-2524.

 

Common Inland Marine Claims

From contractors and IT firms to logistics and landscaping companies, inland marine insurance helps cover a wide variety of losses. Here are some real-world examples:

Damage in Transit
Expensive tools or inventory are damaged during transport between job sites or delivery locations.

Theft from Vehicle
A contractor’s truck is broken into overnight and tools worth thousands are stolen.

Storage Facility Loss
Items stored temporarily in a rented unit or job trailer are lost due to fire, flood, or theft.

Equipment Breakdown
Specialty mobile equipment is accidentally dropped or damaged on-site (endorsement may apply).

 

Sample Claims and Cost Estimates

Scenario Estimated Cost Covered?
Stolen power tools from contractor van $7,500 Yes
Damaged HVAC units during delivery $11,000 Yes
Fire at offsite equipment storage facility $20,000 Yes
Mobile diagnostic tool dropped onsite $4,300 Yes (with endorsement)
 

Who Needs Inland Marine Insurance?

This policy is ideal for businesses that rely on mobile tools, gear, or products. If you identify with any of the following, inland marine insurance may be right for you:

  • Contractors transporting tools between sites
  • Vendors or installers with gear in vans or trailers
  • Businesses that store inventory offsite
  • IT professionals transporting sensitive equipment
  • Event planners or entertainers with mobile gear

If you're unsure whether your existing policies provide enough coverage, call 503-668-2524 to speak with one of our specialists at CCB Insurance Services.

 

What’s Not Covered?

Inland marine coverage fills a lot of gaps—but not all of them. It typically excludes:

  • Employee injuries (covered by workers’ compensation)
  • Liability for third-party damage (covered by general liability)
  • Vehicle damage or accidents (covered by commercial auto)
  • Stationary property at your main business location

Want to build a complete insurance plan? We can help. Just reach out to CCB Insurance Services at 503-668-2524.

 

Protect Your Business on the Move

When your equipment is on the go, your coverage should be too. Inland marine insurance protects your tools, inventory, and gear while they’re out in the world doing what they were built to do.

Let CCB Insurance Services help you safeguard your mobile assets in Sandy, OR. Call 503-668-2524 today or fill out our online quote request form to get started.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.