(503) 668-2524 Sandy, OR

Sandy, Welches, Boring, Gresham, Clackamas County, OR - Are You Turning 65? - Medicare Insurance

Navigating the World of Medicare as You Turn 65 in Sandy, Welches, Boring, Gresham, OR

If you're approaching the golden age of 65, it's time to think about Medicare. CCB Insurance Services is here to guide you through the enrollment process and help you make informed decisions. Don't hesitate to call us at 503-668-2524 for more information.
For personalized consultation, reach out to us at 503-668-2524 or scroll down to use our online quote request form.


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Why Medicare Matters at 65

Turning 65 is more than just a milestone; it's also the age you become eligible for Medicare. This government-funded health insurance program can be your safety net for medical expenses as you age.

Enrollment Periods: Timing is Everything

It's crucial to enroll in Medicare during the Initial Enrollment Period, which starts three months before you turn 65 and extends three months after your 65th birthday. Missing this window can result in penalties and delayed coverage.

Understanding Medicare Parts


Medicare Part A

Covers inpatient hospital stays, hospice care, and some home health care.


Medicare Part B

Covers certain doctors' services, outpatient care, medical supplies, and preventive services.


Medicare Part D

Offers prescription drug coverage and can be added to Original Medicare.

Medicare Advantage: An Alternative Option

Known as Part C, Medicare Advantage plans are offered by private insurers like CCB Insurance Services. These plans include coverage from Part A, Part B, and often Part D, along with additional benefits. Call us at 503-668-2524 to explore your options.

Cost Considerations

While Part A is usually premium-free if you or your spouse worked and paid Medicare taxes, Parts B and D do have premiums. To get a full understanding of the potential costs, don't hesitate to contact us at 503-668-2524.

Medigap: Bridging the Gaps

A Medigap policy can help you cover out-of-pocket costs that Original Medicare doesn’t cover. This is particularly useful for avoiding unexpected medical bills.

How CCB Insurance Services Can Assist You

Still feeling overwhelmed? CCB Insurance Services can help you understand your Medicare options, costs, and additional coverages to suit your healthcare needs in Sandy, Welches, Boring, Gresham, OR.

To get the ball rolling, you can fill out our online quote request form.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.