(503) 668-2524 Sandy, OR

Renters Insurance For Sandy, OR

Renters Insurance: Your Peace of Mind Starts Here

 


Whether you're renting an apartment, house, or condo in Sandy, OR, having renters insurance isn't just a good idea—it's a must. Imagine coming home after a long day only to find your place has been broken into, or worse, there's been a fire. While your landlord’s insurance might cover the building itself, it won’t replace your personal belongings. That’s where renters insurance from CCB Insurance Services steps in.

What is Renters Insurance?

Renters insurance is designed to protect your personal property and provide liability coverage in case of accidents. Think of it as a safety net for all those "what if" moments in life. If someone gets hurt in your rental home, or your belongings are damaged or stolen, renters insurance can help cover those costs.

Plus, with policies from CCB Insurance Services, you can tailor your coverage to fit your specific needs—whether you own valuable items like electronics or simply want peace of mind that your daily essentials are protected. Give us a call at 503-668-2524 to learn more about customizing your policy.

Why You Need Renters Insurance in Sandy, OR

Many renters assume their landlord’s insurance will cover their belongings, but that’s simply not the case. A landlord’s policy typically only covers the building itself—not your personal property or liability. Renters insurance fills that gap, protecting everything from your clothes and furniture to electronics and jewelry.

Not only does renters insurance protect your belongings, but it also offers liability coverage. If someone slips and falls in your apartment and decides to sue, renters insurance helps cover legal fees and medical expenses. So, whether you’re worried about theft, damage, or accidents, renters insurance gives you peace of mind.

Curious about what coverage looks like for you? Call CCB Insurance Services at 503-668-2524 and we’ll walk you through it.

Typical Claims Covered by Renters Insurance

You might be wondering what kinds of situations renters insurance covers. Here are a few common scenarios where having coverage can save you from financial stress:

Fire Damage
If a fire breaks out in your rental unit, renters insurance helps cover the replacement costs of your belongings.

Theft
If someone breaks into your home and steals your possessions, renters insurance covers the value of the stolen items.

Water Damage
From a burst pipe to a leaking appliance, renters insurance can help cover damage to your personal property.

 

What Renters Insurance Covers

Renters insurance offers protection for much more than just fire and theft. Here’s a breakdown of the typical claims covered:

Claim Type Description Average Cost
Fire Damage Damage or destruction of personal property due to fire or smoke. $10,000 - $50,000
Theft Loss of personal items due to theft or burglary. $1,000 - $5,000
Water Damage Damage caused by burst pipes or leaks. $2,000 - $10,000
Liability Claims Covers legal fees and medical expenses if someone is injured on your property. $5,000 - $100,000

How Renters Insurance Works

Renters insurance is simple. You pay a small monthly premium, and in return, you get financial protection in case something goes wrong. For instance, if a fire destroys your belongings, you can file a claim to get reimbursed for the value of your items. The same applies to theft, water damage, and other covered events.

Your policy also includes liability protection, which helps pay for legal fees or medical bills if someone gets hurt in your home. And the best part? Renters insurance is incredibly affordable, often costing less than you’d expect. Get a personalized quote from CCB Insurance Services today by calling 503-668-2524 or filling out our online quote request form.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.