(503) 668-2524 Sandy, OR

Affordable Renters Insurance Coverage in Sandy, OR

Renters Insurance: Essential Protection for Sandy, OR Renters

 


If you’re renting a home or apartment in Sandy, OR, it’s important to protect your personal belongings with renters insurance from CCB Insurance Services. While your landlord’s insurance covers the building itself, it won’t cover your furniture, electronics, or other valuables in case of theft, fire, or damage. Renters insurance is an affordable way to safeguard your possessions and provide peace of mind.

What Renters Insurance Covers

Renters insurance provides coverage for personal property as well as liability protection. It’s a must-have for anyone renting, whether you're living in a cozy apartment or a spacious rental home. Renters insurance can cover you in the event of fire, theft, or even accidental damage to someone else’s property. Call CCB Insurance Services at 503-668-2524 to learn more about your options.

Why Renters Insurance is a Smart Choice

Many people assume their landlord’s insurance will cover their personal belongings, but that’s not the case. Renters insurance covers everything from your clothes and electronics to furniture and jewelry. Plus, it offers liability protection in case someone is injured in your home or if you accidentally cause damage to someone else’s property.

Want to know how renters insurance can work for you? Reach out to us at 503-668-2524 today and let us guide you through your coverage options.

Typical Scenarios Covered by Renters Insurance

Fire Damage
If a fire damages your belongings, renters insurance helps you replace or repair them.

Theft
If your rental is broken into and items are stolen, renters insurance covers the loss.

Water Damage
If a burst pipe or appliance leak damages your belongings, renters insurance steps in to cover the costs.

 

Common Renters Insurance Claims

Here are some of the typical claims renters insurance covers:

Claim Type Description Average Cost
Fire Damage Loss or damage caused by fire, including repairs and replacements. $10,000 - $50,000
Theft Reimbursement for stolen property. $1,000 - $5,000
Water Damage Damage caused by plumbing failures or leaks. $2,000 - $10,000
Liability Claims Covers legal fees and medical expenses if someone is injured in your rental. $5,000 - $100,000

How Renters Insurance Works

Renters insurance is straightforward. You pay a small monthly premium, and in return, your personal belongings are covered in case of damage, theft, or loss. If an unfortunate event occurs, you can file a claim to receive compensation for the cost of your damaged or stolen items. Your policy also includes liability protection, which covers medical bills and legal fees if someone is injured in your home.

Get peace of mind today with renters insurance from CCB Insurance Services. Call 503-668-2524 or fill out our online quote request form.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.