(503) 668-2524 Sandy, OR

Restaurant Insurance in Sandy, Clackamas County, OR

Comprehensive Restaurant and Liquor Liability Insurance in Sandy, OR from CCB Insurance Services

Restaurant and Liquor Liability Insurance for Your Business in Sandy, OR

Running a successful restaurant in Sandy, OR requires more than just great food and service—it also involves protecting your business from unforeseen risks. At CCB Insurance Services, we offer specialized restaurant and liquor liability insurance to cover potential accidents and alcohol-related incidents. Whether you're managing a family restaurant or a trendy bar, having the right coverage is essential. Want to learn more? Call us today at 503-668-2524.

What Is Restaurant and Liquor Liability Insurance?

Restaurant and liquor liability insurance protect your establishment from risks that arise during day-to-day operations. Whether it's a customer slipping on a wet floor or an incident involving alcohol, these policies ensure you can handle the unexpected without compromising your financial stability. It includes two key types of coverage: general liability for everyday risks and liquor liability for alcohol-related claims.

Typical Claims Covered by Restaurant and Liquor Liability Insurance

Accidents and mishaps are part of the restaurant business. Here are some typical claims covered by this insurance:

Slip and Fall Injuries
Coverage for medical expenses and legal fees if a customer slips and falls on your premises.

Liquor-Related Incidents
Protect your business in case an intoxicated customer causes harm to themselves or others after visiting your restaurant or bar.

Property Damage
Cover damage caused by fires, vandalism, or other unforeseen events affecting your property.

These are just a few of the claims you might face in the restaurant business. For more information on coverage options, contact us at 503-668-2524.

Real-Life Situations

Imagine a busy evening at your restaurant in Sandy, OR, and a customer who has had too much to drink gets into an accident on their way home. Without liquor liability insurance, your business could be held accountable for the damages. With the right policy from CCB Insurance Services, you'd be covered, and your legal expenses managed. It’s all about preparing for the unexpected.

Understanding Liquor Liability Coverage

Liquor liability insurance is specifically designed for establishments serving alcohol. It covers claims resulting from alcohol-related incidents, including accidents, injuries, or property damage caused by intoxicated customers. If your restaurant or bar in Sandy, OR serves alcohol, this coverage is essential for managing risks and avoiding costly lawsuits.

Why Choose CCB Insurance Services for Your Insurance Needs?

At CCB Insurance Services, we understand the challenges faced by restaurants in Sandy, OR. We specialize in tailoring insurance policies that fit the unique needs of your business. Whether you need general liability, liquor liability, or a combination of coverages, we’re here to help. Give us a call at 503-668-2524 to get started on your customized plan today.

Typical Claims Data for Restaurant & Liquor Liability

Here’s a breakdown of common claims and their average costs to give you an idea of what you might face:

Claim Type Average Cost
Slip and Fall Injury $22,000
Liquor-Related Injury $55,000
Property Damage $18,000

These figures highlight the importance of having the right insurance to protect your business from potential financial losses.

How to Get Started with CCB Insurance Services

Getting the protection your restaurant or bar needs is simple with CCB Insurance Services. Call us at 503-668-2524 or fill out our online quote request form to get started. We’ll help you find the right insurance coverage for your business.

Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.