(503) 668-2524 Sandy, OR

Comprehensive Restaurant and Liquor Liability Insurance

Restaurant Insurance in Sandy, OR – Comprehensive Protection for Your Business

Get Your Free Restaurant Insurance Quote

Owning a restaurant comes with unique challenges—from kitchen fires to liability risks. At CCB Insurance Services, we specialize in providing restaurant insurance tailored to the specific needs of foodservice businesses in Sandy, OR. With the restaurant industry seeing a **15% rise in property claims** and increasing food safety regulations in 2023, reliable coverage is essential for your success.

What Does Restaurant Insurance Cover?

Our restaurant insurance policies are designed to protect every aspect of your business, including property, employees, and customers:

Property Insurance

Protects your building, equipment, and inventory against fires, theft, and natural disasters.

General Liability

Covers customer injuries, food-related illnesses, and property damage claims.

Liquor Liability

Essential for restaurants and bars serving alcohol, covering damages related to alcohol-related incidents.

Additional Coverage Options

  • Workers’ Compensation Insurance: Protects employees injured on the job and covers medical expenses.
  • Business Interruption Insurance: Compensates for lost income if your restaurant must temporarily close due to a covered event.
  • Food Spoilage Coverage: Covers losses due to equipment breakdown, power outages, or spoilage of perishable goods.
  • Cyber Liability Insurance: Protects against data breaches, particularly if you handle online orders or credit card data.

Why Choose CCB Insurance Services?

  • Industry Expertise: We understand the unique risks faced by restaurants, cafés, and bars in Sandy, OR.
  • Custom Policies: Tailored coverage options to match your restaurant’s size and operations.
  • Affordable Premiums: Competitive pricing with options for multi-policy discounts.
  • Fast Claims Support: Minimize downtime with our responsive claims team.

Who Needs Restaurant Insurance?

Any food service business can benefit from a comprehensive insurance policy. This includes:

  • Full-Service Restaurants
  • Cafés and Coffee Shops
  • Bars and Taverns
  • Food Trucks and Catering Services
  • Fast Food and Takeout Establishments

Frequently Asked Questions

Q: Is liquor liability insurance required?

A: Yes, in most states, including Oregon, liquor liability insurance is mandatory for businesses serving alcohol.

Q: What happens if a customer gets food poisoning?

A: General liability coverage helps pay for medical expenses and legal claims if food-related illnesses occur.

Q: Can I bundle my restaurant insurance with other policies?

A: Yes! Bundling workers’ compensation, commercial property, and general liability can save you money.

Protect Your Restaurant with CCB Insurance Services

Running a successful restaurant takes hard work, but the right insurance makes all the difference. At CCB Insurance Services, we offer reliable, affordable, and tailored policies to keep your business protected. Call us at 503-668-2524 or request a free quote online today!

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Insurance products are offered by CCB Insurance Services LLC, not by Clackamas County Bank. CCB Insurance Services LLC is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value. In the case of an application for credit in connection with which an insurance product is solicited, offered, or sold, the bank may not condition an extension of credit on either the consumer’s purchase of an insurance product from the Agency, or the consumer’s agreement not to obtain insurance from another entity.